You’re welcome. That’s all the your analysis deserves. Perhaps you should not be allowed to comment on financial issues due to your sadly lacking analytical skills.

Whilst still in school I had a very short-lived experience with Primerica which lead me to the same conclusion. After about 2 days you realize its the same MLM scheme, in this case, selling life insurance and other crap to people who don’t particularly need or want it.

Brings a whole nother meaning to Zombie Nation.

Citi Group’s affiliations include the less savory devision of Primerica. For the uninitiated, it is an MLM, or as I like to call it, a Pyramid Scheme. Doesn’t inspire much confidence in the rest of the company, now does it?

My investors would disagree.

For instance, my wife bought in when I was seriously undervalued, going against the market and ignoring my dismal earnings and short term forecast. She leveraged the situation to the hilt. Now, a few years later, I’m rated as a very good value in spite of corporate debt secured by future earnings, but still very good upside with earnings trending upwards. She must be a genius because leveraging yourself against the future earnings of somebody like me 10 years ago would otherwise be completely insane.

She’s like somebody who bought Amazon when it was in the gutter – an metaphor that is literally true in my case.

In an aside, I just started doing all my grocery shopping at a farmer’s market two weeks ago. $9 for a gallon of organic milk? Fashionable maybe, ridic def.

From a housing-investment-oriented site that has been (rightly) bearish for years, a post that seems in your vein of humor:

http://piggington.com/secrets_of_real_estate_success_vehicle_selection